For veterans

VA Community Care for physical therapy

In short

VA Community Care lets an enrolled veteran get physical therapy from a provider outside the VA, paid by the VA, but only with approval from your VA health care team before the first visit and only from a provider in the VA’s community care network. Eligibility rests on criteria such as the VA not offering the service nearby or the VA’s drive-time and wait-time standards; for specialty care those are a 60-minute average drive or a 28-day wait. The matching team tells you honestly whether a therapist in the network is a community care provider before anything is booked.

Last reviewed By the Monon Therapy Collective editorial team

Before care
Approval from your VA health care team
Specialty standard
60-minute average drive or 28-day wait
Referral review
Can take up to 14 days
Provider
Must be in the VA’s community care network
An older man with a prosthetic leg sitting on a weight machine bench in a gym

Who qualifies for physical therapy through VA Community Care?

You must be enrolled in or eligible for VA health care, and your VA health care team must approve community care before you go. On top of that, you need to meet at least one of the VA’s eligibility criteria, such as the VA not offering the service you need, living where the VA cannot meet its access standards, or you and your VA provider agreeing that community care makes medical sense for you.

The access standards are concrete. For primary care, mental health and extended outpatient care they are a 30-minute average drive or a 20-day wait; for specialty care they are a 60-minute average drive or a 28-day wait. Ask your VA team which standard applies to physical therapy for you.

What does the VA authorization letter control?

Everything about what the VA will pay. After the appointment is scheduled, the VA sends an authorization letter with an authorization number, the community provider’s details, a description of the approved care and how long the approval lasts.

The VA says it will not cover services the letter does not include. If your therapist recommends more visits than were approved, or a new problem appears, a new referral is needed. Keep the letter handy and track how many visits you have used against the approved number.

Do veterans pay anything for community care physical therapy?

Possibly a VA copay. The VA states that, as with care provided directly by the VA, veterans are charged a copayment for nonservice-connected care in the community; care for a service-connected condition is treated differently.

Whether you owe a copay, and how much, depends on factors the VA lists such as your priority group, any service-connected disability rating and your income, and the VA bills it rather than the therapist, so ask your VA team before you start. The cost and insurance page explains how other kinds of coverage are checked.

What if I disagree with a community care decision?

You can use the VA’s clinical appeals process. The VA says your facility’s chief medical officer, or someone they designate, reviews the appeal and any relevant medical records.

Before appealing, ask your VA team exactly which criterion was not met; sometimes the answer is a scheduling problem that a different provider or date solves. Veterans with TRICARE as well should read about TRICARE and physical therapy, which follows separate rules.

What does rehab look like for veterans in Carmel?

The same as for anyone, built around your goals. Common reasons veterans seek therapy include chronic low back pain, knee and shoulder problems from years of loaded marches and lifting, and recovery after surgery. Sessions in the private suites at Carmel City Center are one-on-one in a closed room.

How do I get a VA Community Care referral for physical therapy?

These are the steps the VA describes for community care referrals and appointments.

  1. Find a provider

    Search for an in-network community provider yourself, or ask your VA health care team to find one for you.

  2. Ask for a referral

    Ask your VA health care team for a referral to the community provider. The VA reviews your eligibility and contacts you to confirm your care needs; this can take up to 14 days.

  3. Schedule the appointment

    Schedule it yourself or ask your VA team to schedule for you. If you schedule it yourself, tell your VA team within 14 days.

  4. Receive your authorization letter

    The VA sends a letter with your authorization number, the provider, the approved care and how long the approval lasts.

  5. Attend the appointment

    The VA shares your records with the provider. Bring copies of any imaging, such as MRI or CT scans, the provider asks for.

  6. Track ongoing care

    Keep count of approved visits and the approval period, and ask for a new referral if you need more care.

Two-minute assessment

Not sure which therapist is right for you?

Answer a few questions about what hurts, how long it has been going on and what you want to get back to. Our matching team reads every answer and proposes a licensed physical therapist in the network whose focus, schedule and coverage fit. Two minutes, no obligation.

  • No referral needed to start in Indiana (first 42 days)
  • We check which therapists work with your plan before you book
  • One-on-one care in a private suite at Carmel City Center

VA Community Care: questions

Can I see any physical therapist and send the bill to the VA?

No. Except for certain urgent or emergency care, the VA must approve community care first, and the provider must be in the VA’s community care network.

Do I need a referral for physical therapy if Indiana allows direct access?

For the VA to pay, yes. Indiana’s 42-day direct access rule is about what a therapist may legally do, not about what the VA will pay for.

Is a therapist in the network a VA community care provider?

That depends on the therapists at the time. The matching team checks and tells you before anything is booked, and points you back to your VA team if no one fits.

How long does a VA referral take?

The VA says its review of the referral can take up to 14 days. Ask your VA team early if you need therapy soon.

Google reviews

What guests say about FlexWerk

These are live Google reviews of FlexWerk at Carmel City Center, the private-suite facility where therapists in the network practise.

Read every review on Google

Related pages

Information on this website is general education, not medical advice, a diagnosis or a treatment plan. Only a licensed clinician who examines you can advise on your condition. If you may be having a medical emergency, call 911.

The FlexWerk storefront at Carmel City Center in Carmel, Indiana

Carmel City Center · Carmel, Indiana

Start with a conversation

Tell us what hurts and what you want to get back to. We will tell you honestly whether a therapist in the network is likely a good fit for what you describe, and match you with an independent, licensed therapist who is. Only that therapist can assess what will help.

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